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Do you have plans, hopes and dreams but your money is standing in the way of achieving them?
Break free today!
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Do you have plans, hopes and dreams but your money is standing in the way of achieving them? 
Break free today!
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About the book
Do you have plans, hopes and dreams but your money is standing in the way of achieving them? Are you ready to break free and finally win with your money? In this book, Joseph Sangl shares his family’s journey from being broke, with an average bank account balance of $4.13, to living a fully funded life! As Joe shares his story, he teaches practical tools that he used to take control of his finances and win with money.

Joe teaches the reader how to develop a plan for one’s life, prepare a budget that actually works, calculate a debt freedom date, calculate the amount of money needed for retirement, capture the power of compound interest, investing and insurance! Joe explains all of this using the IWBNIN Ladder, which breaks down the exact steps needed and in what order the steps should be taken.

This book will inspire and motivate you to take control of your own finances.

YOU CAN DO THIS!
About Joe Sangl
Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances. 

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded. 

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.

Joe resides in Anderson, South Carolina with his bride, Jenn, and their three children.
About the book
Do you have plans, hopes and dreams but your money is standing in the way of achieving them? Are you ready to break free and finally win with your money? In this book, Joseph Sangl shares his family’s journey from being broke, with an average bank account balance of $4.13, to living a fully funded life! As Joe shares his story, he teaches practical tools that he used to take control of his finances and win with money.

Joe teaches the reader how to develop a plan for one’s life, prepare a budget that actually works, calculate a debt freedom date, calculate the amount of money needed for retirement, capture the power of compound interest, investing and insurance! Joe explains all of this using the IWBNIN Ladder, which breaks down the exact steps needed and in what order the steps should be taken.

This book will inspire and motivate you to take control of your own finances.

YOU CAN DO THIS!
About Joe Sangl
Joe is a leading teacher of personal finances. It is his passion to help people accomplish far more than they ever thought possible with their personal finances. 

He is the founder of I Was Broke. Now I’m Not., the president and CEO of INJOY Stewardship Solutions, and Co-Founder of Fully Funded. 

Joe is a graduate of Purdue University (BS Mechanical Engineering) and Clemson University (MBA). He is the author of several books and has been featured in Money Magazine. He has been privileged to share his passion with hundreds of thousands of people throughout North America through Financial Learning Experiences, personal finance messages and one-on-one financial coaching sessions.

Joe resides in Anderson, South Carolina with his bride, Jenn, and their three children.
I Was Broke. Now I'm Not.  - All Rights Reserved